Frequently Asked Questions

Maximum Sum Insured that you can avail of is Rs. 25 lacs.

No health check-up required up to 45 years of age.

  • Only available at network hospitals. Pre-authorization request to be made-
  • At least 48 hours before a planned hospitalization and
  • Within 24 hours of emergency hospitalization

The policy ensures that the car owner is protected from financial losses, caused by damage or theft to the vehicle and third party liability.

An endorsement is a written evidence of an agreed change in the policy. It is a document that incorporates changes in the terms of the policy.

Traveling abroad can be for a holiday or for business purpose. During the journey, you are susceptible to many risks away from home. There can be unfavorable incidents like thefts, accidents, loss of tickets, baggage, documents, and trip cancellation. A travel insurance, in this case, becomes vital. It covers the expenses incurred in the event of loss or medical treatment. This way, a travel insurance ensures you get complete piece of time and are able to enjoy the journey completely.

Yes! You can gain coverage for self, spouse, children, dependent parents, and multiple other relationships such as parents-in-law, siblings, and others if your plan allows.

In general, the health insurance premium is paid on a yearly basis. But, you can pay your premium in installments (monthly, quarterly or half-yearly basis) as well.

If willing to cancel your health insurance policy after its purchase, you can do so within 15 days of receiving the policy documents. You will receive a refund only if you did not make any claims in the policy during that year.